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Life & Health Insurance

Life Insurance is a critical element to all well balanced financial plans.


Do you need Life Insurance? If so, how much do you need? If you have any form of debt (mortgage, school loans, car loans, business loans, business succession etc.) what happens to that debt if you pass away prematurely? How do major changes in your life such as marriage, children, educational expenses, home purchase affect your life insurance plan?


These questions are not always fun to discuss but the truth of the matter is that Life Insurance is a way to make sure that your debt is not passed on to someone or something that you care about.


While Life Insurance, to some, is a simple concept, there are many different types of Insurance products available. At Rux Carter Insurance, we will be happy to sit down and discuss your financial goals to develop a Life Insurance Plan that fits you and/or your business’s specific needs. Through our network of companies we can offer the most competitively priced plans with the most stable companies in the industry.


We sell or have access to a wide variety of Life Insurance products such as:


  • Term Life Insurance

  • Whole Life Insurance

  • Universal Life Insurance

  • Annuities

  • Long Term Care Insurance

  • Disability Income

  • “Key Man” Insurance

  • Buy / Sell Agreements

  • Corporate Owned Life Insurance

Please contact us today to discuss your Life Insurance needs.


As a solution for individuals to comply with the Affordable Care Act, Rux Carter Insurance Agency has formed their own health insurance marketplace. On this health insurance marketplace, individuals can shop and compare coverage from different health insurance carriers.

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